{"id":2108,"date":"2024-10-16T14:39:56","date_gmt":"2024-10-16T12:39:56","guid":{"rendered":"https:\/\/rowshop.com\/kundtjanst\/villkor\/"},"modified":"2024-10-16T14:51:27","modified_gmt":"2024-10-16T12:51:27","slug":"villkor","status":"publish","type":"page","link":"https:\/\/rowshop.com\/sv\/kundtjanst\/villkor\/","title":{"rendered":"Villkor"},"content":{"rendered":"\n<ul class=\"wp-block-list link-list\">\n<li>Frakt och leverans<\/li>\n\n\n\n<li><a href=\"#terms_returns\">Returer<\/a><\/li>\n\n\n\n<li><a href=\"#klarna-villkor\">Klarna villkor<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Frakt och leverans<\/h2>\n\n\n\n<p>Normal leveranstid ber\u00e4knas till i Europa 4 arbetsdagar. L\u00e4gg sedan till 1 extra vecka f\u00f6r andra kontinenter. Stora paket kommer att levereras till n\u00e4rmaste partnerbutik till din bostad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Avbokning \/ \u00c4ndring<\/h2>\n\n\n\n<p>Du \u00e4r alltid fri att avbryta eller \u00e4ndra din best\u00e4llning tills den \u00e4r slutf\u00f6rd, det vill s\u00e4ga n\u00e4r varorna \u00e4r packade och klara f\u00f6r leverans (du kommer att f\u00e5 ett mail fr\u00e5n oss n\u00e4r best\u00e4llningen \u00e4r p\u00e5skyndad). Annars \u00e4r du skyldig att ta emot f\u00f6rs\u00e4ndelsen, och sedan p\u00e5 kundens egen bekostnad att returnera varorna.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"terms_returns\">Returnerar<\/h2>\n\n\n\n<p>Varorna ska vara i v\u00e4sentligen samma skick och noggrant stuvade. Du betalar f\u00f6r returfrakt som kanske inte \u00e4r efterkrav.<br>Vi \u00e5terbetalar hela varubeloppet. Om hela best\u00e4llningen returneras \u00e4ven \u00e5terbetald fraktavgift (ej returfrakt) och administrationsavgift. Beloppet \u00e5terbetalas normalt inom en vecka efter att vi tagit emot och kontrollerat de returnerade varorna. \u00d6ppet k\u00f6p g\u00e4ller inte eventuella outtagna\/ej mottagna varor.<\/p>\n\n\n\n<p><strong>Vid uttag, v\u00e4nligen kontakta oss:<\/strong><br>Svensk Roddsport AB<br><a class=\"desktop-only\" href=\"http:\/\/maps.google.se\/maps?q=HUSKVARNAV%C3%84GEN%2078%20J%C3%B6nk%C3%B6ping&amp;t=m&amp;z=16&amp;ie=UTF8&amp;iwloc=A\" target=\"_blank\" rel=\"noopener\">Huskvarnav\u00e4gen 78<\/a><br>554 54 J\u00f6nk\u00f6ping<br>E-mail:\u00a0<a href=\"mailto:info@procedos.com\">info@Rowshop.com<\/a><\/p>\n\n\n\n<p><a name=\"terms_english\"><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"klarna-villkor\"><strong>Klarna Checkout<\/strong><\/h2>\n\n\n\n<p>Klarna Checkout g\u00f6r det enkelt, flexibelt och tryggt f\u00f6r dig att handla p\u00e5 n\u00e4tet. Genom att besvara ett par fr\u00e5gor identifierar du dig enkelt och du kan v\u00e4lja den betalmetod som passar dig b\u00e4st.<\/p>\n\n\n\n<p>En finess med Klarna Checkout \u00e4r att vi skiljer p\u00e5 k\u00f6p och betalning. F\u00f6rst bekr\u00e4ftar du ditt k\u00f6p och sedan v\u00e4ljer du hur du vill betala. Vilka betals\u00e4tt som erbjuds dig kan variera fr\u00e5n butik till butik, men ocks\u00e5 beroende p\u00e5 v\u00e5r kreditbed\u00f6mning. De vanligaste betalningsmetoderna \u00e4r dock faktura, delbetalning, kort, bank\u00f6verf\u00f6ring eller annan direktbetalning. Allt \u00e4r lika s\u00e4kert.<\/p>\n\n\n\n<p>Genom att ange eller efterfr\u00e5ga information i Klarna Checkout godk\u00e4nner du v\u00e5ra anv\u00e4ndarvillkor och v\u00e5r anv\u00e4ndning av dina personuppgifter enligt vad som framg\u00e5r nedan.<\/p>\n\n\n\n<p>Klarna Checkout Anv\u00e4ndarvillkor<\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du Klarna Bank AB (publ):s (556737-0431, Sveav\u00e4gen 46, 111 34 Stockholm), &#8221;Klarna&#8221;, villkor s\u00e5som de framg\u00e5r nedan, inklusive eventuella bilagor eller annat material vartill h\u00e4nvisas (&#8221;Villkoren&#8221;). I och med att du anger eller efterfr\u00e5gar information b\u00f6rjar du anv\u00e4nda Klarna Checkout. D\u00e4rigenom har du ocks\u00e5 godk\u00e4nt v\u00e5r behandling av dina personuppgifter, inklusive m\u00f6jligheten f\u00f6r oss att \u00f6verf\u00f6ra uppgifterna till tredje part eller f\u00f6r behandling utanf\u00f6r EU\/EES-omr\u00e5det. F\u00f6r att f\u00e5 anv\u00e4nda Klarna Checkout m\u00e5ste du vara minst 15 \u00e5r.<\/p>\n\n\n\n<p>Identifiering, anpassning och riskbed\u00f6mning<\/p>\n\n\n\n<p>F\u00f6r att s\u00e4kert kunna identifiera dig och f\u00f6rhindra obeh\u00f6rigt nyttjande eller missbruk av Klarna Checkout samt f\u00f6r att uppfylla kraven enligt god kreditgivningssed beh\u00f6ver Klarna s\u00e4kerst\u00e4lla din identitet. Klarna inh\u00e4mtar till\u00e4ggsinformation s\u00e5som personnummer, namn och adress samt, vid val av kreditalternativ, kreditinformation fr\u00e5n olika leverant\u00f6rer. Klarna beh\u00f6ver \u00e4ven anv\u00e4nda den information som du kan ha l\u00e4mnat vid tidigare k\u00f6p, allm\u00e4nt tillg\u00e4nglig information p\u00e5 internet samt information om hur du tidigare har uppfyllt v\u00e5ra betalningsvillkor, f\u00f6r att g\u00f6ra en riskbed\u00f6mning. Klarna Checkout anpassar automatiskt riskbed\u00f6mningen, och d\u00e4rmed utformningen av tj\u00e4nsten, f\u00f6r varje g\u00e5ng du anv\u00e4nder tj\u00e4nsten och du beh\u00f6ver inte ange mer information \u00e4n n\u00f6dv\u00e4ndigt. I vissa fall visas tidigare angiven och av Klarna godk\u00e4nd adress till dig s\u00e5 snart du uppgivit din e-postadress och ditt postnummer. Den godk\u00e4nda adressen f\u00e5r endast anv\u00e4ndas i syfte att f\u00f6rifylla adressuppgifterna i direkt samband med ett k\u00f6p. Genom att slutf\u00f6ra k\u00f6pet bekr\u00e4ftar du din identitet och korrekt leveransadress.<\/p>\n\n\n\n<p>Betalning, avgifter<\/p>\n\n\n\n<p>Klarna Checkout uppvisar de betalningsalternativ som kan erbjudas dig. Aktuella betalningsalternativ som f\u00f6r n\u00e4rvarande kan komma att erbjudas genom Klarna Checkout \u00e4r faktura, delbetalning, kortbetalning eller direktbetalning via bank. Faktura ligger som f\u00f6rvalt betalningsalternativ d\u00e4r s\u00e5 \u00e4r m\u00f6jligt.&nbsp;Vid betalning med faktura g\u00e4ller Klarnas vid var tid g\u00e4llande fakturavillkor; f.n. 14 dagars kredit, en p\u00e5minnelseavgift tillkommer vid utebliven betalning. Har du handlat f\u00f6r under 60 kr tillkommer&nbsp;29,00&nbsp;kr, och har du handlat f\u00f6r 60 kr eller mer tillkommer&nbsp;60,00&nbsp;kr i p\u00e5minnelseavgift. \u00c4ven en&nbsp;dr\u00f6jsm\u00e5lsr\u00e4nta motsvarande 24 % plus vid var tid av Riksbanken fastst\u00e4lld referensr\u00e4nta. Det kostar inget att anv\u00e4nda Klarna Checkout. Eventuella skatter eller avgifter kan dock tillkomma genom valt betalningsalternativ, se n\u00e4rmare de enskilda betalningsvillkoren f\u00f6r det alternativ du v\u00e4ljer. Klarna kan n\u00e4r som helst addera eller ta bort ett eller flera betalningsalternativ av de som erbjuds i Klarna Checkout.<\/p>\n\n\n\n<p>F\u00f6r de flesta betals\u00e4tt, n\u00e4r du slutf\u00f6r ett k\u00f6p via Klarna Checkout, tr\u00e4ffar du och Klarna ett avtal d\u00e4r Klarna bl.a. garanterar att du inte beh\u00f6ver betala om du inte f\u00e5r dina varor. Klarna ers\u00e4tter samtidigt butiken f\u00f6r det du handlat och \u00f6vertar d\u00e4rmed r\u00e4tten att f\u00e5 betalt. Oavsett vilket betals\u00e4tt du v\u00e4ljer s\u00e5 g\u00e5r din betalning d\u00e4rmed till att reglera den fordran Klarna har. Du kan dock erbjudas andra betalningss\u00e4tt i Klarna Checkout (s\u00e5som exempelvis Swish), d\u00e4r Klarna inte \u00f6vertar fordringen fr\u00e5n butiken, utan din betalning av skulden regleras i st\u00e4llet direkt till s\u00e4ljaren. Ditt k\u00f6p kommer dock \u00e4ven i dessa fall att omfattas av Klarnas k\u00f6parskydd.<\/p>\n\n\n\n<p>Anv\u00e4ndning<\/p>\n\n\n\n<p>Klarna \u00e4r innehavare av samtliga r\u00e4ttigheter till Klarna Checkout. Som anv\u00e4ndare f\u00e5r du bara anv\u00e4nda tj\u00e4nsten p\u00e5 avsett s\u00e4tt f\u00f6r att genomf\u00f6ra k\u00f6p, tills vidare och i enlighet med g\u00e4llande Villkor. Om du tidigare har handlat med Klarna Checkout och d\u00e4rigenom angivit din adress kommer din adress automatiskt att f\u00f6rifyllas s\u00e5 fort du angett din e-postadress och postnummer. Du kan n\u00e4rsomhelst avs\u00e4ga dig den h\u00e4r funktionen genom att skicka ett e-postmeddelande till&nbsp;&nbsp;dataskydd@klarna.se&nbsp;eller genom att v\u00e4lja det alternativet direkt i Klarna Checkout.<\/p>\n\n\n\n<p>F\u00f6rs\u00e4kran<\/p>\n\n\n\n<p>Du f\u00f6rs\u00e4krar att de uppgifter du uppger \u00e4r korrekta och dina, samt att du f\u00e5r ing\u00e5 avtal obehindrat och utan m\u00e5lsmans, f\u00f6rvaltares eller annan persons godk\u00e4nnande.<\/p>\n\n\n\n<p>Om du anv\u00e4nder tj\u00e4nsten f\u00f6r en juridisk persons r\u00e4kning, garanterar du \u00e4ven att du har beh\u00f6righet att ing\u00e5 detta avtal och h\u00e4rmed accepterar Villkoren i dess helhet f\u00f6r den juridiska personens r\u00e4kning. Genom att uppge personuppgifter om andra personer bekr\u00e4ftar du \u00e4ven att du har medgivande att uppge dessa uppgifter och att uppgifterna f\u00e5r anv\u00e4ndas f\u00f6r de \u00e4ndam\u00e5l och p\u00e5 de s\u00e4tt som beskrivs i dessa Villkor.<\/p>\n\n\n\n<p>Missbruk<\/p>\n\n\n\n<p>Anv\u00e4ndning av uppgifter som inte \u00e4r dina eller som du av annan anledning inte har r\u00e4tt att anv\u00e4nda, samt anv\u00e4ndning av Klarna Checkout i \u00f6vrigt p\u00e5 s\u00e4tt som inte \u00e4r avsett, kommer att bed\u00f6mas av Klarna som missbruk. All information relaterad till missbruk eller misst\u00e4nkt missbruk av Klarna Checkout, exempelvis genom angivande av felaktiga eller vilseledande uppgifter, sparas och anv\u00e4nds f\u00f6r framtida riskbed\u00f6mningar och f\u00f6r att skydda inblandade parter. Anv\u00e4ndaren kan komma att sp\u00e4rras fr\u00e5n vidare m\u00f6jlighet att anv\u00e4nda Klarna Checkout. Din efterlevnad av Villkoren och enskilda betalningsvillkor f\u00f6r Klarnas tj\u00e4nster p\u00e5verkar ocks\u00e5 riskbed\u00f6mningen vid anv\u00e4ndning av Klarna Checkout och d\u00e4rmed din m\u00f6jlighet att anv\u00e4nda dig av alla betalningsalternativen.<\/p>\n\n\n\n<p>Personuppgifter<\/p>\n\n\n\n<p>Klarna och dess samarbetspartners behandlar dina personuppgifter f\u00f6r att kunna erbjuda dig en f\u00f6renklad betalning via Klarna Checkout och f\u00f6r att kunna f\u00f6renkla betalningsprocessen ytterligare n\u00e4sta g\u00e5ng du anv\u00e4nder Klarnas tj\u00e4nster. Klarna behandlar personuppgifterna i syfte att s\u00e4kerst\u00e4lla din identitet, administrera kundf\u00f6rh\u00e5llandet, f\u00f6rhindra missbruk eller felaktigt utnyttjande av betalningstj\u00e4nst, utf\u00f6ra kundanalyser, kreditbed\u00f6mning, riskanalyser, riskhantering, aff\u00e4rsutveckling, f\u00f6r kommersiella och marknadsf\u00f6rings\u00e4ndam\u00e5l f\u00f6r egen del och f\u00f6r v\u00e5ra s\u00e4rskilt utvalda partners samt f\u00f6r att uppfylla till\u00e4mpliga lagkrav i \u00f6vrigt. Personuppgifter \u00e4r all slags information som direkt eller indirekt kan kopplas till dig. F\u00f6ljande \u00e4r exempel p\u00e5 personuppgifter som Klarna behandlar:<\/p>\n\n\n\n<p>Kontaktinformation &#8211; namn, address, e-postaddress, telefonnummer m m<br>Personnummer<br>Betalningsinformation &#8211; kortnummer, fakturainformation m m<br>Finansiell information &#8211; t ex information om inkomst och eventuella betalningsanm\u00e4rkningar (anv\u00e4nds i de fall det tas en kreditupplysning)<br>Artikelinformation \u2013 uppgifter avseende de k\u00f6p du g\u00f6r<br>Historisk information \u2013 uppgift om tidigare k\u00f6p, hur du tidigare har efterlevt betalningsvillkoren, eventuella avslag m.m.<br>Information om din dator\/enhet &#8211; IP-adress, spr\u00e5kinst\u00e4llningar, webbl\u00e4sarinst\u00e4llningar m m<br>Allm\u00e4nt tillg\u00e4nglig information p\u00e5 internet<\/p>\n\n\n\n<p>Personnummer anv\u00e4nds f\u00f6r identifiering och som kundnummer i kundhanteringssyfte i Klarnas system. Om du tidigare har anv\u00e4nt Klarna kan det finnas sparade uppgifter om dig f\u00f6r exempelvis kundhantering, dokumentationskrav eller liknande godk\u00e4nda \u00e4ndam\u00e5l. Klarna kommer att anv\u00e4nda eventuell s\u00e5dan information f\u00f6r att s\u00e4kerst\u00e4lla din identitet och f\u00f6renkla din anv\u00e4ndning av Klarna Checkout. Klarna kan \u00e4ven komma att anv\u00e4nda elektronisk kommunikation (kommunikation via t ex SMS och e-post) i kontakterna med dig. Klarna kan komma att l\u00e4mna ut uppgifter till andra f\u00f6retag inom Klarnas f\u00f6retagsgrupp, som ocks\u00e5 kan anv\u00e4nda informationen p\u00e5 de s\u00e4tt och f\u00f6r de \u00e4ndam\u00e5l som beskrivs h\u00e4r. F\u00f6r administrativa \u00e4ndam\u00e5l kan uppgifter \u00e4ven komma att l\u00e4mnas ut till den ehandlare d\u00e4r du gjort ditt ink\u00f6p samt till v\u00e5ra s\u00e4rskilt utvalda partners f\u00f6r kundanalys och marknadsf\u00f6ring. Vidare kan uppgifter komma att l\u00e4mnas ut i samband med \u00f6verl\u00e5telse av fordran till inkassof\u00f6retag eller motsvarande. Uppgifterna kan \u00e4ven komma att \u00f6verf\u00f6ras f\u00f6r behandling utanf\u00f6r EU\/EES- omr\u00e5det till en stat som inte har samma niv\u00e5 p\u00e5 skyddet f\u00f6r personuppgifter. Klarna v\u00e4rnar om skyddet f\u00f6r personuppgifter och kommer att inf\u00f6ra l\u00e4mpliga skydds\u00e5tg\u00e4rder f\u00f6r att skydda uppgifterna. Du har r\u00e4tt att en g\u00e5ng per \u00e5r skriftligt beg\u00e4ra att f\u00e5 tillg\u00e5ng till de uppgifter som r\u00f6r dig. Du har ocks\u00e5 r\u00e4tt att korrigera felaktiga uppgifter samt att v\u00e4lja bort att ta emot ytterligare marknadskommunikation. Klarna \u00e4r personuppgiftsansvarigt f\u00f6r behandlingen av dina personuppgifter.<\/p>\n\n\n\n<p>Se \u00e4ven Klarnas Privacy Statement f\u00f6r en n\u00e4rmare beskrivning av Klarnas personuppgiftsbehandling. Ytterligare information kan ocks\u00e5 erh\u00e5llas genom att kontakta Klarna p\u00e5 dataskydd@klarna.se<\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du v\u00e5r anv\u00e4ndning av dina personuppgifter p\u00e5 s\u00e4tt som har beskrivits h\u00e4r, inklusive eventuell \u00f6verf\u00f6ring till annat f\u00f6retag eller till stat utanf\u00f6r EU\/EES-omr\u00e5det samt m\u00f6jligheten att anv\u00e4nda elektronisk kommunikation vid t ex marknadsf\u00f6ring.<\/p>\n\n\n\n<p>Cookies<\/p>\n\n\n\n<p>Klarna anv\u00e4nder cookies. En cookie \u00e4r en liten textfil som skickas fr\u00e5n Klarnas webbserver och som sparas av din webbl\u00e4sare f\u00f6r att ge dig tillg\u00e5ng till olika funktioner. Klarna anv\u00e4nder cookies bl a i syfte att anpassa Klarna Checkout efter dig och f\u00f6r interna analyser av hur v\u00e5r webbplats anv\u00e4nds. Cookies kan inte skada din dator. Se vidare Klarnas Klarna Privacy Statement f\u00f6r n\u00e4rmare information om hur Klarna anv\u00e4nder cookies.<\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du v\u00e5r anv\u00e4ndning av cookies.<\/p>\n\n\n\n<p>\u00c4ndringar, till\u00e4gg och \u00f6vriga Tj\u00e4nster<\/p>\n\n\n\n<p>Klarna \u00e4ndrar och f\u00f6rb\u00e4ttrar hela tiden tj\u00e4nsterna och f\u00f6rbeh\u00e5ller sig r\u00e4tten att \u00e4ndra Villkoren f\u00f6r den vidare anv\u00e4ndningen av Klarna Checkout. L\u00e4s d\u00e4rf\u00f6r alltid igenom Villkoren inf\u00f6r varje nytt k\u00f6p. F\u00f6r \u00f6vriga tj\u00e4nster som Klarna tillhandah\u00e5ller g\u00e4ller Klarnas vid var tid g\u00e4llande villkor och prislista f\u00f6r s\u00e5dana tj\u00e4nster. Villkor och prislista finns tillg\u00e4ngliga p\u00e5 www.klarna.se. Om det visar sig att ett visst vilkor inte \u00e4r verkst\u00e4llbart skall detta inte p\u00e5verka n\u00e5gra andra villkor.<\/p>\n\n\n\n<p>L\u00e4nkar till eller fr\u00e5n andra webbplatser<\/p>\n\n\n\n<p>Klarna godk\u00e4nner eller kontrollerar inte n\u00e5gon tredje mans webbplats eller applikation och vi ansvarar inte och \u00e4r inte skyldiga p\u00e5 n\u00e5got s\u00e4tt f\u00f6r deras inneh\u00e5ll. Till den delen du anv\u00e4nder s\u00e5dan webbplats eller applikation fr\u00e5n tredje part till\u00e4mpas villkoren f\u00f6r den platsen\/applikationen.<\/p>\n\n\n\n<p>Ansvarsbegr\u00e4nsning, till\u00e4mplig lag och tvister<\/p>\n\n\n\n<p>Ut\u00f6ver vad som f\u00f6ljer av Villkoren eller tvingande konsumentr\u00e4ttslig lagstiftning ansvarar Klarna inte i n\u00e5got fall f\u00f6r skada som direkt eller indirekt orsakats av anv\u00e4ndningen av Klarna Checkout. Klarna ansvarar inte heller f\u00f6r skada som uppkommit om kunden inte f\u00f6ljt best\u00e4mmelserna om PIN-kod. Svensk r\u00e4tt till\u00e4mpas och eventuella tvister ska hanteras av allm\u00e4n domstol.<\/p>\n\n\n\n<p>Upps\u00e4gning<\/p>\n\n\n\n<p>R\u00e4tten f\u00f6r dig att anv\u00e4nda Klarna Checkout kvarst\u00e5r tills dess att n\u00e5gon av parterna s\u00e4ger upp den. S\u00e5dan upps\u00e4gning har omedelbar effekt men p\u00e5verkar inte villkor och skyldigheter f\u00f6r genomf\u00f6rda k\u00f6p (obetalda fakturor, avgifter m m) eller r\u00e4tten att behandla personuppgifter p\u00e5 det s\u00e4tt som framg\u00e5r ovan.<\/p>\n\n\n\n<p>Klarna Checkout Anv\u00e4ndarvillkor 1.3 \u2013 26 juli, 2013<\/p>\n\n\n\n<p>Klarna Checkout makes it simple and safe for you to shop online. By using Klarna Checkout you may be offered various payment options, such as Pay After Delivery, card payment or direct bank transfer.<\/p>\n\n\n\n<p><strong>BY INTERACTING WITH KLARNA AND\/OR USING KLARNA CHECKOUT YOU CONFIRM THAT YOU HAVE READ AND AGREED TO THE KLARNA CHECKOUT USER TERMS SET OUT BELOW. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE KLARNA CHECKOUT. THESE TERMS ALSO GOVERN YOUR USE OF THE PAY AFTER DELIVERY AND\/OR CARD PAYMENT OR DIRECT BANK TRANSFER OPTIONS. IF YOU ARE OFFERED THE PAY AFTER DELIVERY OPTION, ADDITIONAL CHARGES WILL APPLY IF YOU FAIL TO PAY KLARNA BY THE SPECIFIED DUE DATE. <\/strong>(see below)<\/p>\n\n\n\n<p><strong>ALL CARD PAYMENTS ARE SUBJECT TO AUTHORISATION BY YOUR CARD ISSUER. IF YOU SELECT TO PAY BY CREDIT OR DEBIT CARD KLARNA WILL PROCESS THE PAYMENT IMMEDIATELY WHEN YOUR ORDER WITH THE MERCHANT HAS BEEN CONFIRMED.<\/strong><\/p>\n\n\n\n<p><strong>BY CLICKING ON THE \u2018CONTINUE\u201d BUTTON YOU AGREE THAT WE MAY REUSE DATA YOU PREVIOUSLY PROVIDED TO US AND WE MAY CARRY OUT LIMITED CREDIT SEARCHES TO HELP US DECIDE WHICH PAYMENT OPTIONS TO OFFER YOU. LIMITED SEARCHES WILL BE VISIBLE TO YOU ON YOUR CREDIT FILE AND TO THE CREDIT REFERENCE AGENCY USED BY US. THEY WILL NOT AFFECT YOUR CREDIT SCORE AND AS A RESULT, WILL NOT IMPACT YOUR CHANCES OF OBTAINING CREDIT IN THE FUTURE.<\/strong><\/p>\n\n\n\n<p>This agreement is a contract between you and Klarna and applies to your use of Klarna Checkout. The Terms, Privacy Statement and Cookie Statement are incorporated by reference into these Terms and provide additional terms and conditions related to Klarna Checkout.<\/p>\n\n\n\n<p>To the extent there is a conflict between these Terms and any applicable additional terms, the applicable additional terms will control unless they expressly state otherwise.<\/p>\n\n\n\n<p><strong>Introduction and Overview<\/strong><br>Klarna is a provider of financial services, to enable consumers to make online purchases. In the United Kingdom, Klarna is registered as a pass ported EEA firm by the Financial Conduct Authority under number 536065 in the Financial Services Register. Klarna&#8217;s principal place of business is registered at Sveav\u00e4gen 46, 111 34 Stockholm (Sweden), registered in the Swedish companies register under the registration number 556737-0431 and licensed by and under the supervision of the Swedish Financial Supervisory Authority (<a href=\"http:\/\/www.fi.se\/\">www.fi.se<\/a>), Box 7821, 10397 Stockholm, Sweden.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Klarna Checkout User Terms<\/strong><\/h3>\n\n\n\n<p>The following user terms apply between Klarna Bank AB (publ) (&#8221;Klarna&#8221;) and the user of Klarna Checkout (\u201cyou\u201d).<\/p>\n\n\n\n<p><strong>If you want to use Klarna Checkout<\/strong><br>To be eligible to use Klarna Checkout, you must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>have full legal capacity to enter into a contract;<\/li>\n\n\n\n<li>be at least eighteen (18) years old; and<\/li>\n\n\n\n<li>provide your personal details.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Establishing your identity, adaptation and risk assessment<\/strong><br>Klarna Checkout offers you an easy order process adjusted to your personal needs, which makes it easier for you to order goods or services from our partner merchants. In order to identify you and prevent unauthorised use or misuse of Klarna Checkout, as well as, when applicable, to enable Klarna to make responsible lending decisions, Klarna needs to establish your identity.<\/p>\n\n\n\n<p>Klarna may request additional information from you in order to comply with our anti-money laundering obligations. You agree to comply with any request for further information that we reasonably require to enable us to comply with these obligations. This may include requiring you to email us or to otherwise provide to us certain documents relating to your identity.<\/p>\n\n\n\n<p>Klarna may use information that it collects about you (including any information you previously provided to us and\/or information that is publically available on the Internet) in order to determine your creditworthiness and to determine the payment options to offer you. For every use Klarna Checkout is adjusted to your individual situation, so you do not need to enter more information than necessary.<\/p>\n\n\n\n<p>Klarna may share your data with third parties such as credit reference agencies in relation to risk and fraud information.<\/p>\n\n\n\n<p><strong>Pre-filled forms<\/strong><br>If you have used Klarna Checkout before (including on another merchant site), your address will be pre-filled as soon as you have entered your email address and your postal code. The approved address may only be used to prefill your address details directly in relation to a purchase. You can easily avoid having the approved address connected to the stated email address pre-filled by applying a PIN code (see below). By finalising the purchase you confirm your identity and a valid delivery address.<\/p>\n\n\n\n<p><strong>Payment, fees<\/strong><br>Klarna Checkout offers the payment options available to you. Current payment options that may be offered in Klarna Checkout are Pay After Delivery, card payment and payment via direct bank transfer. If you are eligible, Klarna will offer you the Pay After Delivery option as the default payment option. Klarna can at any time add or remove one or several payment options provided in Klarna Checkout.<\/p>\n\n\n\n<p>Regardless of the chosen payment option, you will owe Klarna (and not the merchant) the money for your purchase. Klarna will pay the merchant. Your payment will settle the debt owned by Klarna.<\/p>\n\n\n\n<p><strong>Charges and taxes<\/strong><br>Using Klarna Checkout is itself free of charge, however, additional taxes, interest and fees may be payable if you select any of the payment options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pay After Delivery<\/strong><\/h3>\n\n\n\n<p><strong>THIS SECTION HEADED &#8217;PAY AFTER DELIVERY&#8217; APPLIES IF YOU ARE OFFERED THE PAY AFTER DELIVERY PAYMENT OPTION.<\/strong><\/p>\n\n\n\n<p>When paying by Pay After Delivery, you will have&nbsp;the number of days stated in the checkout from when the merchant dispatches the goods\/service to pay (&#8221;First Due Date&#8221;). The number of days you may be offered by Klarna can range from 14 to 30 days. When Klarna receives notification from the merchant that the goods\/service have been dispatched, we will then send you an e-mail informing you of your First Due Date and details setting out how to pay. In the event your goods or services are not delivered within the number of days stated in the checkout and your payment is due before they arrive, please contact our Customer Services team on customer.service[at]klarna.co.uk.<\/p>\n\n\n\n<p>If you fail to make a payment in full by the First Due Date, a late payment fee of up to \u00a38 (but no more than the original purchase amount) will become payable. Klarna will send you a reminder by email informing you that the payment is late and will set out the amount payable by you as a late payment fee. We will also provide you with a late payment due date, which will be a minimum of 14 days from the First Due Date, to pay for your purchase and the late payment fee (the &#8221;Second Due Date&#8221;). If you fail to make a payment in full by the Second Due Date, an additional late payment fee of up to \u00a38 (but no more than the original purchase amount) will become payable. We will also provide you with a late payment due date, which will be a minimum of 14 days from the Second Due Date, to pay for your purchase and the late payment fees (the &#8221;Third Due Date&#8221;).<\/p>\n\n\n\n<p>If you fail to make a payment in full by the Third Due Date, an additional late payment fee of up to \u00a38 (but no more than the original purchase amount) will become payable. We will also provide you with a final deadline date, which will be a minimum of 14 days from the Third Due Date, to pay for your purchase and the late payment fees (the &#8221;Final Due Date&#8221;). If you fail to pay by the Final Due Date, Klarna may employ a debt collection agency for this purpose and you will have to pay reasonable costs incurred by the debt collection agency. If you are late with a payment, we may report this to our credit information supplier. This will affect your credit rating with other lenders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Use, PIN code<\/strong><\/h3>\n\n\n\n<p>All right, title and interest in and to Klarna Checkout are the exclusive property of Klarna and its licensors. As a user you may only use the service to make purchases in the prescribed order according to these terms and until further notice. Klarna Checkout offers the possibility to apply a PIN code. This PIN code is an option for those who wish to have an extra layer of protection when purchasing online. Please, remember not to choose a number that anyone else can decipher such as your personal number, phone number or similar and not to disclose the code to anyone or to make such a note that it can reveal to others that it is a PIN code.<\/p>\n\n\n\n<p>By using Klarna Checkout,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>You request Klarna to provide you with payment options (including credit), the options available may vary depending on the circumstances of each case and at Klarna\u2019s discretion, and<\/li>\n\n\n\n<li>You accept that Klarna may send communications, payment information, notices and disclosures to you electronically, e.g. to the email address or mobile phone number that you have provided.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Restrictions <\/strong><br>In connection with your use of Klarna Checkout, you agree not to do any of the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>breach these Terms, the Privacy Statement, or any other agreement that you have entered into with Klarna;<\/li>\n\n\n\n<li>infringe our intellectual property rights;<\/li>\n\n\n\n<li>provide false, inaccurate or misleading information;<\/li>\n\n\n\n<li>fail to provide us with any information about you that we may reasonably request;<\/li>\n\n\n\n<li>reveal your PIN code to anyone else. We are not responsible for losses incurred by you, or by any person other than you, arising as a result of your misuse of your PIN code.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Klarna reserves the right to block any user from using Klarna Checkout if the user is, or Klarna believes it is, involved in any of the restricted activities set out above.<\/p>\n\n\n\n<p><strong>Information not belonging to you<\/strong><br>You represent and warrant to Klarna by clicking on the &#8221;I agree&#8221; button, that you are not acting on behalf of, or for the benefit of, anyone else. All details provided must be your details only. The use of information that does not belong to you will be seen as misuse by Klarna. &nbsp;The compliance of these terms as well as the terms and conditions for particular Klarna services may also affect the risk assessment and the results of your credit check when using Klarna Checkout, including without limitation, affecting the payment options that are available to you.<\/p>\n\n\n\n<p><strong>Personal data<\/strong><br>Protecting your privacy is important to Klarna. Klarna and its partners process your personal data in order to provide you a simplified payment service through Klarna Checkout and in order to simplify the payment process further when continuing to use Klarna Checkout. Klarna processes personal data for confirming your identity, administering the customer relationship, preventing misuse or improper use of the payment service, for the prevention of money laundering, customer analysis, assessment on which payment options to offer, risk analysis, risk management, business development, for commercial and marketing purposes on Klarna\u2019s and other specially selected partners\u2019 behalf (such as the companies within the Klarna group, and the merchant with which you have made a purchase) and for complying with applicable laws. Personal data is all information that directly or indirectly may refer to you. The following categories of personal data may be processed when you use Klarna Checkout:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\n<ol class=\"wp-block-list\">\n<li>Contact information \u2013 name, title, address, email address, mobile phone number etc.<\/li>\n\n\n\n<li>Date of birth (optional)<\/li>\n\n\n\n<li>Payment information \u2013 card number, invoice information etc.<\/li>\n\n\n\n<li>Financial information \u2013 information about your income and potential negative payment remarks (where available).<\/li>\n\n\n\n<li>Information on articles \u2013 details about the items you purchase etc.<\/li>\n\n\n\n<li>Historical information \u2013 information about your previous purchases, payment history, possible rejection etc.<\/li>\n\n\n\n<li>If you choose to pay by card, we may also process the card data (card number, validity date, and CCV code).<\/li>\n\n\n\n<li>Device information &#8211; such as IP address, language settings, browser settings, and screen resolution.<\/li>\n\n\n\n<li>Geographical information<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n\n\n\n<p>By clicking on the &#8221;I agree&#8221; button you agree that we may reuse data you previously provided to us and we may carry out limited credit searches to help us decide which payment options to offer you. These limited credit searches will be visible to you on your credit file and to the credit reference agency providing us with the information. They will not affect your credit score and, as a result, will not impact your chances of obtaining credit in the future. The credit reference agencies will supply us with credit information, as well as information from the Electoral Register. We will use this information for confirmation purposes. We may use credit scoring methods to assess your application and to verify your identity.<\/p>\n\n\n\n<p>If you have used Klarna\u2019s services previously, there might be information stored about you, e.g. for customer administration, documentation and similar approved purposes. Where available, Klarna will use such information to confirm your identity and simplify your use of Klarna Checkout. Klarna may transfer data to other companies in the Klarna group, which may also use the data in the manner and for the purposes described herein. Your data may also be shared with the merchant you are making your online purchase from and payment behavior may be reported back to the credit reference agency. Furthermore, data may be transferred if a debt is sold to an external debt collection agency or equivalent. Data may also be transferred outside of the EU\/EEC to a country that does not require the same level of protection of personal data. Klarna protects personal data and will impose adequate levels of protection to protect that data. Automated decisions are used to decide on which payment option to offer and whether to offer you the opportunity to apply for credit. You have the right to receive a transcript of records of how your personal data is processed once a year free of charge. You also have the right to correct wrongful information about you.<\/p>\n\n\n\n<p>Klarna is the controller for the processing of your personal data in Klarna Checkout. Please, see <a href=\"https:\/\/cdn.klarna.com\/1.0\/shared\/content\/legal\/terms\/0\/en_gb\/privacy\">Klarna\u2019s Privacy Statement<\/a> for a full description of Klarna\u2019s processing of personal data. Further information can be received by emailing privacy[at]klarna.co.uk.<\/p>\n\n\n\n<p><strong>Cookies<\/strong><br>Klarna uses cookies. A cookie is a small text file sent from Klarna\u2019s web server and stored by your web browser in order to provide you access to certain functionalities. Klarna uses cookies only for purposes strictly necessary for providing its services, such as, for the purpose of adapting Klarna Checkout according to you and for internal analyses of how our websites are used. Cookies cannot harm your computer. Please see <a href=\"https:\/\/cdn.klarna.com\/1.0\/shared\/content\/legal\/terms\/0\/en_gb\/cookie\">Klarna&#8217;s Cookie Statement<\/a>for further information about how Klarna uses cookies.<\/p>\n\n\n\n<p><strong>Changes, amendments and other services<\/strong><br>Klarna changes and improves its services on a regular basis and reserves the right to change the Terms for the further use of Klarna Checkout.<\/p>\n\n\n\n<p>We encourage you to read the terms before each new purchase with Klarna Checkout. For other services provided by Klarna, the terms and conditions for each service apply and can be found on www.klarna.co.uk.<\/p>\n\n\n\n<p><strong>Other important terms<\/strong><br>Klarna may transfer its rights and obligations under these Terms to another organisation, and Klarna will always notify you in writing if this happens, but this will not affect your rights or Klarna&#8217;s obligations under these Terms.<\/p>\n\n\n\n<p>This contract is between you and us. Unless otherwise stated in these Terms, no other person has any rights to enforce any of its Terms.<\/p>\n\n\n\n<p>Each of the paragraphs of these Terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.<\/p>\n\n\n\n<p>If we fail to insist that you perform any of your obligations under these Terms, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.<\/p>\n\n\n\n<p><strong>Links to or from other websites<\/strong><br>Klarna does not approve or control any third party website or application and we are not responsible or in any way liable for their content. If you use such websites or applications from third party, the terms and conditions for those apply. KLARNA DISCLAIMS ALL LIABILITY IN CONNECTION WITH THIRD PARTY WEBSITES.<\/p>\n\n\n\n<p><strong>Communication<\/strong><br>All communication, information and contractual terms under these Terms will be in English.<\/p>\n\n\n\n<p><strong>Disclaimer, applicable law and disputes<\/strong><br>Klarna is only liable for losses you suffer as a direct result of us breaching these Terms, which is strictly limited to the monetary amounts you owe Klarna per transaction. Klarna shall not be liable for any of the following types of loss or damage arising under, or in relation to, these Terms whether in contract, tort (including negligence), breach of statutory duty, or otherwise:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>loss of profits, anticipated savings;<\/li>\n\n\n\n<li>any loss or corruption of data; or<\/li>\n\n\n\n<li>any loss or damage whatsoever which is in excess of that which was caused as a direct result of our breach of these Terms (whether or not you are able to prove such loss or damage).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Klarna is also not liable for any losses arising out of or in connection with the PIN code if the customer has not followed the instructions regarding the PIN code, nor is Klarna liable for any losses arising out of or in connection with any impact on your credit rating as a result of you using Klarna Checkout.<\/p>\n\n\n\n<p>Nothing in these Terms shall limit Klarna&#8217;s liability to you resulting from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\n<ul class=\"wp-block-list\">\n<li>death or personal injury caused by Klarna;<\/li>\n\n\n\n<li>fraud or fraudulent misrepresentation; or<\/li>\n\n\n\n<li>any loss which cannot be excluded under law.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Governing law and jurisdiction<\/strong><br>These Terms are governed by English law. You and we both agree to submit to the non-exclusive jurisdiction of the English courts. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland, you may also bring proceedings in Scotland.<\/p>\n\n\n\n<p><strong>Complaints<\/strong><br>Complaints can be submitted in writing or orally to Klarna&#8217;s dispute resolution department through the contact form on the homepage of Klarna\u2019s website at <a href=\"http:\/\/www.klarna.com\/uk\">www.klarna.com\/uk<\/a>, via mail with the subject heading &#8221;Complaint\u201d to the registered address, or e-mail to service[at]klarna.co.uk. Complaints can also be submitted by phone 08081893333 (free from landlines), +44 (0)2030050833 (local rate). Klarna will handle complaints in accordance with the guidelines from the Swedish Financial Services Authority (Finansinspektionen, FFFS 2002:23) regarding handling of complaints regarding financial services to consumers. If we are unable to resolve a complaint, you may refer your complaint to the Financial Ombudsman Service, by post to South Quay Plaza 183 Marsh Wall, London E14 9SR, by e-mail to complaint.info@financial\u2013ombudsman.org.uk, or by phone 0300 123 9 123 or 0800 023 4567.<\/p>\n\n\n\n<p>You may also refer Your complaint to the Swedish National Board for Consumer Disputes (ARN). Klarna will participate in such proceedings and is obliged to do so under applicable law. Information on access requirements can be found on ARN\u2019s website:<a href=\"http:\/\/arn.se\/other-languages\/english-what-is-arn\/\">&nbsp;http:\/\/arn.se\/other-languages\/english-what-is-arn\/<\/a>. You can submit your dispute in any official language of the European Union via the ODR-platform provided by the European Commission. The dispute will then be forwarded to ARN. You can find the ODR platform here:<a href=\"http:\/\/ec.europa.eu\/consumers\/odr\/\">http:\/\/ec.europa.eu\/consumers\/odr\/<\/a>. You may also contact ARN in Swedish by postal mail or personally: Allm\u00e4nna reklamationsn\u00e4mnden, Postbox 174, 101 23 Stockholm, Sweden, Visitor Address: Kungsholmstorg 5, Stockholm.<\/p>\n\n\n\n<p>You may also at all times contact <a href=\"http:\/\/www.datainspektionen.se\/in-english\/\">the Swedish Data Inspection Board<\/a> if you have any concerns.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<p><a name=\"terms_swedish\"><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Klarna Checkout (Swedish)<\/h2>\n\n\n\n<p>Klarna Checkout g\u00f6r det enkelt, flexibelt och tryggt f\u00f6r dig att handla p\u00e5 n\u00e4tet. Genom att besvara ett par fr\u00e5gor identifierar du dig enkelt och du kan v\u00e4lja den betalmetod som passar dig b\u00e4st.<\/p>\n\n\n\n<p>En finess med Klarna Checkout \u00e4r att vi skiljer p\u00e5 k\u00f6p och betalning. F\u00f6rst bekr\u00e4ftar du ditt k\u00f6p och sedan v\u00e4ljer du hur du vill betala. Vilka betals\u00e4tt som erbjuds dig kan variera fr\u00e5n butik till butik, men ocks\u00e5 beroende p\u00e5 v\u00e5r kreditbed\u00f6mning. De vanligaste betalningsmetoderna \u00e4r dock faktura, delbetalning, kort, bank\u00f6verf\u00f6ring eller annan direktbetalning. Allt \u00e4r lika s\u00e4kert.<\/p>\n\n\n\n<p><strong>Genom att ange eller efterfr\u00e5ga information i Klarna Checkout godk\u00e4nner du v\u00e5ra anv\u00e4ndarvillkor och v\u00e5r anv\u00e4ndning av dina personuppgifter enligt vad som framg\u00e5r nedan.<\/strong><\/p>\n\n\n\n<p>Klarna Checkout Anv\u00e4ndarvillkor<\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du Klarna Bank AB (publ):s (556737-0431, Sveav\u00e4gen 46, 111 34 Stockholm), <strong>&#8221;Klarna&#8221;<\/strong>, villkor s\u00e5som de framg\u00e5r nedan, inklusive eventuella bilagor eller annat material vartill h\u00e4nvisas (<strong>&#8221;Villkoren&#8221;<\/strong>). I och med att du anger eller efterfr\u00e5gar information b\u00f6rjar du anv\u00e4nda Klarna Checkout. D\u00e4rigenom har du ocks\u00e5 godk\u00e4nt v\u00e5r behandling av dina personuppgifter, inklusive m\u00f6jligheten f\u00f6r oss att \u00f6verf\u00f6ra uppgifterna till tredje part eller f\u00f6r behandling utanf\u00f6r EU\/EES-omr\u00e5det. F\u00f6r att f\u00e5 anv\u00e4nda Klarna Checkout m\u00e5ste du vara minst 15 \u00e5r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Identifiering, anpassning och riskbed\u00f6mning<\/h3>\n\n\n\n<p>F\u00f6r att s\u00e4kert kunna identifiera dig och f\u00f6rhindra obeh\u00f6rigt nyttjande eller missbruk av Klarna Checkout samt f\u00f6r att uppfylla kraven enligt god kreditgivningssed beh\u00f6ver Klarna s\u00e4kerst\u00e4lla din identitet. Klarna inh\u00e4mtar till\u00e4ggsinformation s\u00e5som personnummer, namn och adress samt, vid val av kreditalternativ, kreditinformation fr\u00e5n olika leverant\u00f6rer. Klarna beh\u00f6ver \u00e4ven anv\u00e4nda den information som du kan ha l\u00e4mnat vid tidigare k\u00f6p, allm\u00e4nt tillg\u00e4nglig information p\u00e5 internet samt information om hur du tidigare har uppfyllt v\u00e5ra betalningsvillkor, f\u00f6r att g\u00f6ra en riskbed\u00f6mning. Klarna Checkout anpassar automatiskt riskbed\u00f6mningen, och d\u00e4rmed utformningen av tj\u00e4nsten, f\u00f6r varje g\u00e5ng du anv\u00e4nder tj\u00e4nsten och du beh\u00f6ver inte ange mer information \u00e4n n\u00f6dv\u00e4ndigt. I vissa fall visas tidigare angiven och av Klarna godk\u00e4nd adress till dig s\u00e5 snart du uppgivit din e-postadress och ditt postnummer. Den godk\u00e4nda adressen f\u00e5r endast anv\u00e4ndas i syfte att f\u00f6rifylla adressuppgifterna i direkt samband med ett k\u00f6p. Genom att slutf\u00f6ra k\u00f6pet bekr\u00e4ftar du din identitet och korrekt leveransadress.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Betalning, avgifter<\/h3>\n\n\n\n<p>Klarna Checkout uppvisar de betalningsalternativ som kan erbjudas dig. Aktuella betalningsalternativ som f\u00f6r n\u00e4rvarande kan komma att erbjudas genom Klarna Checkout \u00e4r faktura, delbetalning, kortbetalning eller direktbetalning via bank. Faktura ligger som f\u00f6rvalt betalningsalternativ d\u00e4r s\u00e5 \u00e4r m\u00f6jligt.&nbsp;Vid betalning med faktura g\u00e4ller Klarnas vid var tid g\u00e4llande <strong>fakturavillkor; f.n. 14 dagars kredit, en p\u00e5minnelseavgift tillkommer vid utebliven betalning. Har du handlat f\u00f6r under 60 kr tillkommer&nbsp;29,00&nbsp;kr, och har du handlat f\u00f6r 60 kr eller mer tillkommer&nbsp;60,00&nbsp;kr i p\u00e5minnelseavgift. \u00c4ven en&nbsp;dr\u00f6jsm\u00e5lsr\u00e4nta motsvarande 24 % plus vid var tid av Riksbanken fastst\u00e4lld referensr\u00e4nta.<\/strong> Det kostar inget att anv\u00e4nda Klarna Checkout. Eventuella skatter eller avgifter kan dock tillkomma genom valt betalningsalternativ, se n\u00e4rmare de enskilda betalningsvillkoren f\u00f6r det alternativ du v\u00e4ljer. Klarna kan n\u00e4r som helst addera eller ta bort ett eller flera betalningsalternativ av de som erbjuds i Klarna Checkout.<\/p>\n\n\n\n<p>F\u00f6r de flesta betals\u00e4tt, n\u00e4r du slutf\u00f6r ett k\u00f6p via Klarna Checkout, tr\u00e4ffar du och Klarna ett avtal d\u00e4r Klarna bl.a. garanterar att du inte beh\u00f6ver betala om du inte f\u00e5r dina varor. Klarna ers\u00e4tter samtidigt butiken f\u00f6r det du handlat och \u00f6vertar d\u00e4rmed r\u00e4tten att f\u00e5 betalt. Oavsett vilket betals\u00e4tt du v\u00e4ljer s\u00e5 g\u00e5r din betalning d\u00e4rmed till att reglera den fordran Klarna har. Du kan dock erbjudas andra betalningss\u00e4tt i Klarna Checkout (s\u00e5som exempelvis Swish), d\u00e4r Klarna inte \u00f6vertar fordringen fr\u00e5n butiken, utan din betalning av skulden regleras i st\u00e4llet direkt till s\u00e4ljaren. Ditt k\u00f6p kommer dock \u00e4ven i dessa fall att omfattas av <a href=\"https:\/\/www.klarna.com\/se\/koparskydd\/beskrivning-av-klarnas-koparskydd\" target=\"_blank\" rel=\"noopener\">Klarnas k\u00f6parskydd<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Anv\u00e4ndning<\/h3>\n\n\n\n<p>Klarna \u00e4r innehavare av samtliga r\u00e4ttigheter till Klarna Checkout. Som anv\u00e4ndare f\u00e5r du bara anv\u00e4nda tj\u00e4nsten p\u00e5 avsett s\u00e4tt f\u00f6r att genomf\u00f6ra k\u00f6p, tills vidare och i enlighet med g\u00e4llande Villkor. Om du tidigare har handlat med Klarna Checkout och d\u00e4rigenom angivit din adress kommer din adress automatiskt att f\u00f6rifyllas s\u00e5 fort du angett din e-postadress och postnummer. Du kan n\u00e4rsomhelst avs\u00e4ga dig den h\u00e4r funktionen genom att skicka ett e-postmeddelande till&nbsp;&nbsp;<a href=\"mailto:dataskydd@klarna.se\">dataskydd@klarna.se<\/a>&nbsp;eller genom att v\u00e4lja det alternativet direkt i Klarna Checkout.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">F\u00f6rs\u00e4kran<\/h3>\n\n\n\n<p>Du f\u00f6rs\u00e4krar att de uppgifter du uppger \u00e4r korrekta och dina, samt att du f\u00e5r ing\u00e5 avtal obehindrat och utan m\u00e5lsmans, f\u00f6rvaltares eller annan persons godk\u00e4nnande.<\/p>\n\n\n\n<p>Om du anv\u00e4nder tj\u00e4nsten f\u00f6r en juridisk persons r\u00e4kning, garanterar du \u00e4ven att du har beh\u00f6righet att ing\u00e5 detta avtal och h\u00e4rmed accepterar Villkoren i dess helhet f\u00f6r den juridiska personens r\u00e4kning. Genom att uppge personuppgifter om andra personer bekr\u00e4ftar du \u00e4ven att du har medgivande att uppge dessa uppgifter och att uppgifterna f\u00e5r anv\u00e4ndas f\u00f6r de \u00e4ndam\u00e5l och p\u00e5 de s\u00e4tt som beskrivs i dessa Villkor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Missbruk<\/h3>\n\n\n\n<p>Anv\u00e4ndning av uppgifter som inte \u00e4r dina eller som du av annan anledning inte har r\u00e4tt att anv\u00e4nda, samt anv\u00e4ndning av Klarna Checkout i \u00f6vrigt p\u00e5 s\u00e4tt som inte \u00e4r avsett, kommer att bed\u00f6mas av Klarna som missbruk. All information relaterad till missbruk eller misst\u00e4nkt missbruk av Klarna Checkout, exempelvis genom angivande av felaktiga eller vilseledande uppgifter, sparas och anv\u00e4nds f\u00f6r framtida riskbed\u00f6mningar och f\u00f6r att skydda inblandade parter. Anv\u00e4ndaren kan komma att sp\u00e4rras fr\u00e5n vidare m\u00f6jlighet att anv\u00e4nda Klarna Checkout. Din efterlevnad av Villkoren och enskilda betalningsvillkor f\u00f6r Klarnas tj\u00e4nster p\u00e5verkar ocks\u00e5 riskbed\u00f6mningen vid anv\u00e4ndning av Klarna Checkout och d\u00e4rmed din m\u00f6jlighet att anv\u00e4nda dig av alla betalningsalternativen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Personuppgifter<\/h3>\n\n\n\n<p>Klarna och dess samarbetspartners behandlar dina personuppgifter f\u00f6r att kunna erbjuda dig en f\u00f6renklad betalning via Klarna Checkout och f\u00f6r att kunna f\u00f6renkla betalningsprocessen ytterligare n\u00e4sta g\u00e5ng du anv\u00e4nder Klarnas tj\u00e4nster. Klarna behandlar personuppgifterna i syfte att s\u00e4kerst\u00e4lla din identitet, administrera kundf\u00f6rh\u00e5llandet, f\u00f6rhindra missbruk eller felaktigt utnyttjande av betalningstj\u00e4nst, utf\u00f6ra kundanalyser, kreditbed\u00f6mning, riskanalyser, riskhantering, aff\u00e4rsutveckling, f\u00f6r kommersiella och marknadsf\u00f6rings\u00e4ndam\u00e5l f\u00f6r egen del och f\u00f6r v\u00e5ra s\u00e4rskilt utvalda partners samt f\u00f6r att uppfylla till\u00e4mpliga lagkrav i \u00f6vrigt. Personuppgifter \u00e4r all slags information som direkt eller indirekt kan kopplas till dig. F\u00f6ljande \u00e4r exempel p\u00e5 personuppgifter som Klarna behandlar:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\n<ol class=\"wp-block-list\">\n<li>Kontaktinformation &#8211; namn, address, e-postaddress, telefonnummer m m<\/li>\n\n\n\n<li>Personnummer<\/li>\n\n\n\n<li>Betalningsinformation &#8211; kortnummer, fakturainformation m m<\/li>\n\n\n\n<li>Finansiell information &#8211; t ex information om inkomst och eventuella betalningsanm\u00e4rkningar (anv\u00e4nds i de fall det tas en kreditupplysning)<\/li>\n\n\n\n<li>Artikelinformation \u2013 uppgifter avseende de k\u00f6p du g\u00f6r<\/li>\n\n\n\n<li>Historisk information \u2013 uppgift om tidigare k\u00f6p, hur du tidigare har efterlevt betalningsvillkoren, eventuella avslag m.m.<\/li>\n\n\n\n<li>Information om din dator\/enhet &#8211; IP-adress, spr\u00e5kinst\u00e4llningar, webbl\u00e4sarinst\u00e4llningar m m<\/li>\n\n\n\n<li>Allm\u00e4nt tillg\u00e4nglig information p\u00e5 internet<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n\n\n\n<p>Personnummer anv\u00e4nds f\u00f6r identifiering och som kundnummer i kundhanteringssyfte i Klarnas system. Om du tidigare har anv\u00e4nt Klarna kan det finnas sparade uppgifter om dig f\u00f6r exempelvis kundhantering, dokumentationskrav eller liknande godk\u00e4nda \u00e4ndam\u00e5l. Klarna kommer att anv\u00e4nda eventuell s\u00e5dan information f\u00f6r att s\u00e4kerst\u00e4lla din identitet och f\u00f6renkla din anv\u00e4ndning av Klarna Checkout. Klarna kan \u00e4ven komma att anv\u00e4nda elektronisk kommunikation (kommunikation via t ex SMS och e-post) i kontakterna med dig. Klarna kan komma att l\u00e4mna ut uppgifter till andra f\u00f6retag inom Klarnas f\u00f6retagsgrupp, som ocks\u00e5 kan anv\u00e4nda informationen p\u00e5 de s\u00e4tt och f\u00f6r de \u00e4ndam\u00e5l som beskrivs h\u00e4r. F\u00f6r administrativa \u00e4ndam\u00e5l kan uppgifter \u00e4ven komma att l\u00e4mnas ut till den ehandlare d\u00e4r du gjort ditt ink\u00f6p samt till v\u00e5ra s\u00e4rskilt utvalda partners f\u00f6r kundanalys och marknadsf\u00f6ring. Vidare kan uppgifter komma att l\u00e4mnas ut i samband med \u00f6verl\u00e5telse av fordran till inkassof\u00f6retag eller motsvarande. Uppgifterna kan \u00e4ven komma att \u00f6verf\u00f6ras f\u00f6r behandling utanf\u00f6r EU\/EES- omr\u00e5det till en stat som inte har samma niv\u00e5 p\u00e5 skyddet f\u00f6r personuppgifter. Klarna v\u00e4rnar om skyddet f\u00f6r personuppgifter och kommer att inf\u00f6ra l\u00e4mpliga skydds\u00e5tg\u00e4rder f\u00f6r att skydda uppgifterna. Du har r\u00e4tt att en g\u00e5ng per \u00e5r skriftligt beg\u00e4ra att f\u00e5 tillg\u00e5ng till de uppgifter som r\u00f6r dig. Du har ocks\u00e5 r\u00e4tt att korrigera felaktiga uppgifter samt att v\u00e4lja bort att ta emot ytterligare marknadskommunikation. Klarna \u00e4r personuppgiftsansvarigt f\u00f6r behandlingen av dina personuppgifter.<\/p>\n\n\n\n<p>Se \u00e4ven <a href=\"https:\/\/cdn.klarna.com\/1.0\/shared\/content\/policy\/data\/sv_se\/privacy_statement.pdf\" target=\"_blank\" rel=\"noopener\">Klarnas Privacy Statement<\/a> f\u00f6r en n\u00e4rmare beskrivning av Klarnas personuppgiftsbehandling. Ytterligare information kan ocks\u00e5 erh\u00e5llas genom att kontakta Klarna p\u00e5 <a href=\"mailto:dataskydd@klarna.se\">dataskydd@klarna.se<\/a><\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du v\u00e5r anv\u00e4ndning av dina personuppgifter p\u00e5 s\u00e4tt som har beskrivits h\u00e4r, inklusive eventuell \u00f6verf\u00f6ring till annat f\u00f6retag eller till stat utanf\u00f6r EU\/EES-omr\u00e5det samt m\u00f6jligheten att anv\u00e4nda elektronisk kommunikation vid t ex marknadsf\u00f6ring.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cookies<\/h3>\n\n\n\n<p>Klarna anv\u00e4nder cookies. En cookie \u00e4r en liten textfil som skickas fr\u00e5n Klarnas webbserver och som sparas av din webbl\u00e4sare f\u00f6r att ge dig tillg\u00e5ng till olika funktioner. Klarna anv\u00e4nder cookies bl a i syfte att anpassa Klarna Checkout efter dig och f\u00f6r interna analyser av hur v\u00e5r webbplats anv\u00e4nds. Cookies kan inte skada din dator. Se vidare Klarnas <a href=\"https:\/\/cdn.klarna.com\/1.0\/shared\/content\/policy\/data\/sv_se\/privacy_statement.pdf\" target=\"_blank\" rel=\"noopener\">Klarna Privacy Statement<\/a> f\u00f6r n\u00e4rmare information om hur Klarna anv\u00e4nder cookies.<\/p>\n\n\n\n<p>Genom att anv\u00e4nda Klarna Checkout godk\u00e4nner du v\u00e5r anv\u00e4ndning av cookies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c4ndringar, till\u00e4gg och \u00f6vriga Tj\u00e4nster<\/h3>\n\n\n\n<p>Klarna \u00e4ndrar och f\u00f6rb\u00e4ttrar hela tiden tj\u00e4nsterna och f\u00f6rbeh\u00e5ller sig r\u00e4tten att \u00e4ndra Villkoren f\u00f6r den vidare anv\u00e4ndningen av Klarna Checkout. L\u00e4s d\u00e4rf\u00f6r alltid igenom Villkoren inf\u00f6r varje nytt k\u00f6p. F\u00f6r \u00f6vriga tj\u00e4nster som Klarna tillhandah\u00e5ller g\u00e4ller Klarnas vid var tid g\u00e4llande villkor och prislista f\u00f6r s\u00e5dana tj\u00e4nster. Villkor och prislista finns tillg\u00e4ngliga p\u00e5 <a href=\"https:\/\/www.klarna.se\/\">www.klarna.se<\/a>. Om det visar sig att ett visst vilkor inte \u00e4r verkst\u00e4llbart skall detta inte p\u00e5verka n\u00e5gra andra villkor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u00e4nkar till eller fr\u00e5n andra webbplatser<\/h3>\n\n\n\n<p>Klarna godk\u00e4nner eller kontrollerar inte n\u00e5gon tredje mans webbplats eller applikation och vi ansvarar inte och \u00e4r inte skyldiga p\u00e5 n\u00e5got s\u00e4tt f\u00f6r deras inneh\u00e5ll. Till den delen du anv\u00e4nder s\u00e5dan webbplats eller applikation fr\u00e5n tredje part till\u00e4mpas villkoren f\u00f6r den platsen\/applikationen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ansvarsbegr\u00e4nsning, till\u00e4mplig lag och tvister<\/h3>\n\n\n\n<p>Ut\u00f6ver vad som f\u00f6ljer av Villkoren eller tvingande konsumentr\u00e4ttslig lagstiftning ansvarar Klarna inte i n\u00e5got fall f\u00f6r skada som direkt eller indirekt orsakats av anv\u00e4ndningen av Klarna Checkout. Klarna ansvarar inte heller f\u00f6r skada som uppkommit om kunden inte f\u00f6ljt best\u00e4mmelserna om PIN-kod. Svensk r\u00e4tt till\u00e4mpas och eventuella tvister ska hanteras av allm\u00e4n domstol.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Upps\u00e4gning<\/h3>\n\n\n\n<p>R\u00e4tten f\u00f6r dig att anv\u00e4nda Klarna Checkout kvarst\u00e5r tills dess att n\u00e5gon av parterna s\u00e4ger upp den. S\u00e5dan upps\u00e4gning har omedelbar effekt men p\u00e5verkar inte villkor och skyldigheter f\u00f6r genomf\u00f6rda k\u00f6p (obetalda fakturor, avgifter m m) eller r\u00e4tten att behandla personuppgifter p\u00e5 det s\u00e4tt som framg\u00e5r ovan.<\/p>\n\n\n\n<p class=\"version\">Klarna Checkout Anv\u00e4ndarvillkor 1.3 \u2013 26 juli, 2013<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frakt och leverans Normal leveranstid ber\u00e4knas till i Europa 4 arbetsdagar. L\u00e4gg sedan till 1 extra vecka f\u00f6r andra kontinenter. Stora paket kommer att levereras till n\u00e4rmaste partnerbutik till din bostad. Avbokning \/ \u00c4ndring Du \u00e4r alltid fri att avbryta eller \u00e4ndra din best\u00e4llning tills den \u00e4r slutf\u00f6rd, det vill s\u00e4ga n\u00e4r varorna \u00e4r packade [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":0,"parent":2104,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2108","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/pages\/2108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/comments?post=2108"}],"version-history":[{"count":0,"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/pages\/2108\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/pages\/2104"}],"wp:attachment":[{"href":"https:\/\/rowshop.com\/sv\/wp-json\/wp\/v2\/media?parent=2108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}